What is the card’s grace period and how to take advantage of it?
In the world of finance, credit cards are a powerful tool. They offer rewards, build your credit history, and provide...
Ronald Lima
Is it worth investing in foreign stocks?
As an American investor, it’s easy to live in a "stock market bubble." We are home to the largest, most...
If I had invested R$1,000 in stocks in 2010, how much would I have today?
It’s a question that haunts every person who’s ever thought about investing: "What if?" What if I had actually bought...
Learn how to refinance your mortgage
For many homeowners, their mortgage is their largest and longest-lasting financial obligation. It’s easy to sign the papers at closing,...
Tips for paying off student loans faster
The joy of graduation can quickly be followed by the daunting reality of student loan payments. For millions of Americans,...
How Interest Rates Affect Loan Approvals and Payments
You’ve seen the headlines: "The Fed Raises Rates Again" or "Interest Rates Hit a New High." It can feel like...
How to Qualify for a Personal Loan with Bad Credit
Navigating the financial world with a less-than-perfect credit score can feel like an uphill battle, especially when you need access...
What is APR? Understanding Interest Rates on Personal Loans
When you’re shopping for a personal loan, you’re flooded with numbers. You’ll see an advertised “interest rate” right next to...
Main mistakes to avoid when taking out a loan
Taking out a loan can be a powerful financial move. It can help you consolidate high-interest debt, finance a major...
What happens to your points and miles when you cancel a credit card?
It’s a situation almost every savvy consumer faces. You signed up for a premium travel credit card, earned a massive...
What the Color of Your Credit Card Really Says About You
You’re at a restaurant, and the bill arrives. You hand the server your card. They glance at it. What did...
What happens if you withdraw from a loan early?
For millions of Americans, debt is a constant financial shadow. That monthly payment for your car, your student loan, or...
