Financial organization guide for beginners
Money is one of the leading causes of stress in America. For many, opening a bank app or checking a...
Credit Card
What is balance transfer and when is it worth using?
High-interest credit card debt can feel like running on a hamster wheel. You make your monthly payments, but the balance...
Is it better to pay with debit or credit?
It's a choice you make almost every day, often without a second thought. You're at the grocery store, the gas...
Is it worth paying your credit card bill early?
When it comes to your credit cards, you know the golden rule: always pay your bill on time. A single...
Learn how to identify and avoid credit card cloning
It’s a sinking feeling that is all too common: you're checking your credit card statement, and you spot a charge...
How credit card companies make money (and how to beat the system)
To millions of Americans, the credit card is a paradox. It's either a powerful financial tool for building wealth, earning...
Is it possible to pay rent or mortgage with a credit card?
Your rent or mortgage payment is almost certainly the single biggest expense you have each month. For anyone who loves...
Is it possible to negotiate a lower interest rate on a credit card?
Let's be honest: looking at your credit card statement and seeing an Annual Percentage Rate (APR) of 22%, 25%, or...
What is the card’s grace period and how to take advantage of it?
In the world of finance, credit cards are a powerful tool. They offer rewards, build your credit history, and provide...
What happens to your points and miles when you cancel a credit card?
It’s a situation almost every savvy consumer faces. You signed up for a premium travel credit card, earned a massive...
What the Color of Your Credit Card Really Says About You
You’re at a restaurant, and the bill arrives. You hand the server your card. They glance at it. What did...
What is collateral and how does it define the terms of your loan?
If you've ever applied for a loan, you've probably noticed a huge difference in what you're offered. On one hand,...
