Is it worth investing in memecoins?
In the structured world of finance—a world of credit scores, mortgage-backed securities, insurance premiums, and 401(k)s—we are trained to look...
Credit
What is balance transfer and when is it worth using?
High-interest credit card debt can feel like running on a hamster wheel. You make your monthly payments, but the balance...
Is it better to pay with debit or credit?
It's a choice you make almost every day, often without a second thought. You're at the grocery store, the gas...
How your credit score affects the price of your insurance
You're a perfectly safe driver. You have a clean record—no accidents, no speeding tickets. You get two quotes for the...
Is it worth paying your credit card bill early?
When it comes to your credit cards, you know the golden rule: always pay your bill on time. A single...
Learn how to identify and avoid credit card cloning
It’s a sinking feeling that is all too common: you're checking your credit card statement, and you spot a charge...
How credit card companies make money (and how to beat the system)
To millions of Americans, the credit card is a paradox. It's either a powerful financial tool for building wealth, earning...
Is it possible to pay rent or mortgage with a credit card?
Your rent or mortgage payment is almost certainly the single biggest expense you have each month. For anyone who loves...
How your credit score affects your insurance premiums
You shop for car insurance, get a few quotes, and the numbers are all over the place. You assume the...
The hidden benefits of premium cards that almost no one uses
You’ve seen them. The heavy, metal cards. The cards that come with a jaw-dropping $695 annual fee. The cards that...
How to use virtual cards for safer online shopping
Online shopping is no longer a convenience; it's a necessity. From groceries and clothing to software subscriptions and travel bookings,...
Is it possible to negotiate a lower interest rate on a credit card?
Let's be honest: looking at your credit card statement and seeing an Annual Percentage Rate (APR) of 22%, 25%, or...
